Successful Money Management Tips for Families

sunset at Grand Canyon (Arizona, USA) seen fro...

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Times are tough, but successful money management means going beyond thoughts of scarcity. Families on a budget can still have loads of fun by thinking outside the box. Here are some tips to get you going:

  • Spend only what you have. That means you might have to save up for that trip to the Grand Canyon. A prepaid debit card is great because you can place the money you have saved on the card. Then, when you take that trip, the money is there for your use, and you don’t have to carry cash.
  • Think of ways to have fun that cost you less. When was the last time you attended an outdoor concert or had fun swimming at the neighborhood pool? Taking a hike in the mountains or walking along the beach are great ways to spend the day.
  • Don’t be afraid to save. With saving comes opportunity for fun without having to think later about the debt accumulated from the experience.
  • Do some trading. What services can you offer another family in exchange for something your family wants to do? Does your neighbor have a boat? Ask about trading a day with your four wheeler for a day on their boat.

Saving money means you might have to think more creatively, but in the end you’ll find yourself not missing much of what you used to consider the “grand” vacationing experience. You may even find that the simple things in life give your family more pleasure and longer lasting memories.

What Grandma Knew

Oh, look! A photo of you at three, all dressed up as a wedding attendant. Whose wedding was it? Wasn’t it cousin somebody’s wedding? Who are all the people in photo?

Every family needs an historian. If you are lucky enough to still have your grandparents, when was the last time you went through old photos, listened to family stories, or finally wrote down a family recipe? Can your children name their great grandparents?

Anthropologists believe Grandmothers were traditionally the main transmitters of culture  and history. Grandfathers, if they survived the rigors of hunting and warfare, spent their days out hunting with the rest of the men. Mothers were out gathering food, working the fields, or doing other chores. Grandmas were the ones at home by the fire with the little ones – telling stories, teaching language, songs and religion- the elements of culture.

In a modern family, who teaches the children about their family and culture? Family history gives us a sense of belonging. For many of us, our childhood memories include many family dinners filled with traditional foods, family stories and laughter. How many Grandmas (or Grandpas) can still recite stories their grandparents, great-aunts and uncles told at every opportunity? Have you ever told them to your children and grandchildren? There might not have been things like adt home security systems then, but a close knit family used to look out for each other.

Family stories can give us some much-needed perspective to our lives today. When headlines and newscasters announce the “worst” economy in history, it might help your family to understand how your grandparents survived the Great Depression. You come from strong ancestors who overcame wars, plagues, and famines. We are stronger than we know.

How to Improve Your Family

Romanian Family

Image by JoshLawton via Flickr

Family is our constant in an often disconnected world. When it comes to improvement, our relationships with our relatives are of utmost importance. Family defines us. It is our unique culture and history. Therefore, make family activities special. It’s one of the best ways to improve your relationships.

Socialize With the People You Love

Find special activities that will make time with loved ones memorable. Whether you’re a clan of music lovers, foodies or travelers, get those special occasions scheduled, and make them happen. If you’re making a trip home to see the folks for the first time in years, canada 411 is an invaluable resource. Log on and find everything from restaurants to entertainment options.

Although spending time together and talking is key to good family relationships, it’s a good idea to throw in some outside fun. If you love culture, food is a great way to experience it. It could be that you’d like to dig into a plate of your own genealogy. Canada 411 is a great way to find ethnic foods and restaurants. Enjoy a meal together and then grab a movie on the way home.

Gifts That Show Your Love

When was the last time you said, “thank you” without a birthday or special occasion to encourage it? The most meaningful gifts are the ones that come at unexpected times. While you’re spending time with your relatives, surprise them with little spontaneous gifts that will be unique to each of them. It’s a wonderful way to express your appreciation and connection to the family.

However, the best gift you can give is your presence.

Revisiting Your Family’s Past

Genealogy of Charles V. 

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Many people know less about their heritage and the culture that comes with it than they could. In fact, every heritage has a fascinating amount of cultural mores than one might think about on a regular basis. Just taking a little time to discover that heritage could lead to a lot of interesting ideas, reading, and even adventures.

Having a genealogy done can be very helpful in gathering information on your family’s history. There are many places on the Internet that can teach you more about making your own genealogy, or you can have a professional company find the information for you. This can save you a lot of time and effort, but many people also wish to save the money or simply like to find the information on their own.

If the option is available, you should also ask older relatives what they know about your heritage. Many parents, grandparents, aunts, uncles, and even distant relatives would be eager to talk with you about how your family came to be who they are. In some cases, your relatives might even have “trophies” from older relatives, such as a diary from a distant relative that left Ireland during the potato famine, or a Knight’s Templar ring from an ancestor from long ago.

Learning about your family and your genealogy can be a great way to learn about the culture your family has behind them. You might even decide to bring some of that culture into your life to show a connection between you and your ancestors.